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	<title>Julie Callaway Blog &#187; Finances and Money</title>
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	<link>http://juliecallaway.com</link>
	<description>A blog sharing memories, ideas and my thoughts on different things each day</description>
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		<title>Sore Feet</title>
		<link>http://juliecallaway.com/2012/03/13/sore-feet/</link>
		<comments>http://juliecallaway.com/2012/03/13/sore-feet/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 01:17:05 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Beauty and Health]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[cortisone]]></category>
		<category><![CDATA[foot]]></category>
		<category><![CDATA[heel spur]]></category>
		<category><![CDATA[plantar fasciitis]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=427</guid>
		<description><![CDATA[Within the last 3 years or so, I have had a terrible problem with my right foot.  I can&#8217;t seem to sit for very long without experiencing extreme pain when I stand up.  It finally got so bad that I had to go see the doctor.  I had even put myself on crutches for a [...]]]></description>
			<content:encoded><![CDATA[<p>Within the last 3 years or so, I have had a terrible problem with my right foot.  I can&#8217;t seem to sit for very long without experiencing extreme pain when I stand up.  It finally got so bad that I had to go see the doctor.  I had even put myself on crutches for a month prior to my visit to my podiatrist to see if that would help.  When it didn&#8217;t help, I called the doctor.</p>
<p>I have a very common condition known as plantar fasciitis.  It is a very painful condition of the plantar surface (bottom of your foot) that is caused by a variety of things, such as being over weight, injury or bone/heel spurs.  In my case, I have a heel spur that is digging into the ligaments and tendons on the bottom of my foot and causing extreme inflammation.</p>
<p>The doctor put me in a walking cast for a month to see if that would help, and it did not.  It got so the only way I could even stand on the foot was when I was wearing the cast.  So now I am in physical therapy for the foot.  The PT seems to be helping.  They are putting a patch on my foot that is soaked with an acetic acid solution, this is supposed to help dissolve the heel spur.  The patches cost $109 each and insurance will not cover it!!  I did a little research online and discovered that acetic acid is nothing more than common household vinegar!!  I can do the treatments myself at a very low cost!!  I am elated!!</p>
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		<title>Holiday bonus</title>
		<link>http://juliecallaway.com/2011/12/23/holiday-bonus/</link>
		<comments>http://juliecallaway.com/2011/12/23/holiday-bonus/#comments</comments>
		<pubDate>Sat, 24 Dec 2011 01:23:32 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Business and Work]]></category>
		<category><![CDATA[Entertainment and fun]]></category>
		<category><![CDATA[Family and Friends]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology and Gadgets]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[holiday]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=363</guid>
		<description><![CDATA[I got a great surprise this afternoon. Â As I was leaving the office for the holiday weekend, my boss handed me an envelope. Â I did not open it until I got to my car; expecting $50 or maybe even $100. Â As I opened the envelope, I almost fell over with surprise!! He had given me [...]]]></description>
			<content:encoded><![CDATA[<p>I got a great surprise this afternoon. Â As I was leaving the office for the holiday weekend, my boss handed me an envelope. Â I did not open it until I got to my car; expecting $50 or maybe even $100. Â As I opened the envelope, I almost fell over with surprise!!</p>
<p>He had given me a $500 bonus for Christmas!! Â I was not even expecting a bonus, since I have only worked for him for a year. Â But man, this was a great Christmas gift. Â I have been needing a new television set in my living room for about 1 1/2 years now, mine went out, and I could not afford to fix it or buy a new one. Â So, this is buying me a new television set!!! Â They have some great sales going on right now. Â Thank you Mr. Elliott for the wonderful gift.</p>
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		<title>Christmas</title>
		<link>http://juliecallaway.com/2011/12/14/christmas/</link>
		<comments>http://juliecallaway.com/2011/12/14/christmas/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 01:18:44 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Family and Friends]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=360</guid>
		<description><![CDATA[Well, another Christmas is here. Â I am sorry to say, it is going to be a lean one again this year. Â The things that people want are getting so expensive!! Â Ipod, Ipads, Kindles, anything electronic are hot items. I am just thankful that I and my family and friends are all safe here at home. [...]]]></description>
			<content:encoded><![CDATA[<p>Well, another Christmas is here. Â I am sorry to say, it is going to be a lean one again this year. Â The things that people want are getting so expensive!! Â Ipod, Ipads, Kindles, anything electronic are hot items.</p>
<p>I am just thankful that I and my family and friends are all safe here at home. Â I know several people who have relatives who are serving overseas, fighting the war, and think of them and how they will miss those away from home over the holiday.</p>
<p>My Christmas wish is for the wars to end and for everyone to come home. Â I know that world peace is never going to be a possibility. Â I don&#8217;t understand why people can&#8217;t just live and let live. Â It is a question that will never be answered.</p>
<p>So, we celebrate the birth of Christ once more. Â I hope everyone has a joyous and safe Christmas.</p>
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		<title>I don&#8217;t understand</title>
		<link>http://juliecallaway.com/2011/08/25/i-dont-understand/</link>
		<comments>http://juliecallaway.com/2011/08/25/i-dont-understand/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 20:58:31 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Beauty and Health]]></category>
		<category><![CDATA[Family and Friends]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=315</guid>
		<description><![CDATA[I was quite surprised and disappointed recentlyÂ to learn that the people who are receiving Medicaid to help pay for their medical expensesÂ cannot getÂ Medicaid to pay for mental health expenses. I don&#8217;t understand the logic behind the reasoning of Medicaid not paying for mental health issues when it seems to me that so many people are [...]]]></description>
			<content:encoded><![CDATA[<p>I was quite surprised and disappointed recentlyÂ to learn that the people who are receiving Medicaid to help pay for their medical expensesÂ cannot getÂ Medicaid to pay for mental health expenses. I don&#8217;t understand the logic behind the reasoning of Medicaid not paying for mental health issues when it seems to me that so many people are suffering from povertyÂ because of their mental health issues. When I watch television shows; it could be a news program or it could be an episode ofÂ Law &amp; Order orÂ Criminal MindsÂ or some other type of television show related to crime it seems that so many of the people that are committing the crimes are poverty stricken and suffer from mental illness.Â  I have several close friends and even have family members that are struggling with emotionalÂ and mental problems that they can certainly benefit from receiving some kind of mentalÂ therapy that they can&#8217;t afford to get.Â  Paying for therapy is just not an option for them.Â Â I am sure thatÂ a lot of people would be upset with me if I suggested that Medicaid pay for these kinds of treatments because that would probably mean that income taxes would be raised to pay for those treatments; but I think that in the long run, and society in general, would benefit if these people got the treatments they needed.</p>
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		<title>Grim news</title>
		<link>http://juliecallaway.com/2011/06/30/grim-news/</link>
		<comments>http://juliecallaway.com/2011/06/30/grim-news/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 23:04:30 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=279</guid>
		<description><![CDATA[I hate watching the news these days. Â There seems to be nothing but muggings, murders, shootings, accidents and then there is the economy. Â Tonight they tell us that Medicaid will be out of money soon and those people who depend on it will be out of luck and won&#8217;t be able to get health care. [...]]]></description>
			<content:encoded><![CDATA[<p>I hate watching the news these days. Â There seems to be nothing but muggings, murders, shootings, accidents and then there is the economy. Â Tonight they tell us that Medicaid will be out of money soon and those people who depend on it will be out of luck and won&#8217;t be able to get health care. Â So much for Obama Care. Â I also hear that in 3 weeks the Federal Government will be out of money (again) and will not be able to pay its debt (so much for the big bail out).</p>
<p>I wonder how much of our hard-earned social security funds they will dip into this time? Â It seems strange&#8230;if an individual person can&#8217;t pay their bills, they are taken to court and a judgment is put against them. Â Their wages are garnished. Â They have to find a way to deal with it. Â Why is our government different? Â They just simply dip into reserve funds for the elderly and the disabled whenever they feel like it and we are supposed to sit here and take it?</p>
<p>I don&#8217;t know about the rest of the country, but I am tired of paying taxes and then have our government programs taken away from us. Â I realize that we have to pay taxes and taxes have to go up in order to keep these programs alive, but this is starting to get out of hand. Â What am I supposed to do when I retire (if that ever happens)? Â I think that I will be working until the day I die. Â What do you think?</p>
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		<title>A new puppy?</title>
		<link>http://juliecallaway.com/2011/04/08/a-new-puppy/</link>
		<comments>http://juliecallaway.com/2011/04/08/a-new-puppy/#comments</comments>
		<pubDate>Sat, 09 Apr 2011 04:35:46 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Family and Friends]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>
		<category><![CDATA[Pets]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=243</guid>
		<description><![CDATA[Dean has the most adorable little Boston Terrier that I&#8217;ve ever seen. So when he told me that he and Amy were going to breed her and asked me if I&#8217;d like to adopt a puppy from the litter I wasn&#8217;t quite sure what to say. Obviously I&#8217;d love to have one, but I have [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://deanbarlow.com/">Dean</a> has the most adorable little Boston Terrier that I&#8217;ve ever seen. So when he told me that he and <a href="http://amycurrioman.com/">Amy</a> were going to breed her and asked me if I&#8217;d like to adopt a puppy from the litter I wasn&#8217;t quite sure what to say. Obviously I&#8217;d love to have one, but I have my hands full already! I guess the best thing for me to do is to ask more questions, like &#8220;what do you mean by adopt &#8211; are you offering one for free, or exactly how much money did you want?&#8221;</p>
<p>I really don&#8217;t know if they&#8217;re just trying to sell an unborn litter, or if they want to give me one for free. And in these economic times, I don&#8217;t know if I could afford to buy one!</p>
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		<item>
		<title>Found a penny, picked it up</title>
		<link>http://juliecallaway.com/2010/11/04/found-a-penny-picked-it-up/</link>
		<comments>http://juliecallaway.com/2010/11/04/found-a-penny-picked-it-up/#comments</comments>
		<pubDate>Thu, 04 Nov 2010 19:44:29 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=162</guid>
		<description><![CDATA[This morning I was walking in a parking lot to my car and I saw a penny on the pavement near my car. It was a shiny penny, with the &#8220;tails&#8221; side up. As I bent down to pick it up (A penny saved is a penny earned!) I was remembering that a long time [...]]]></description>
			<content:encoded><![CDATA[<p>This morning I was walking in a parking lot to my car and I saw a penny on the pavement near my car.  It was a shiny penny, with the &#8220;tails&#8221; side up.  As I bent down to pick it up (A penny saved is a penny earned!) I was remembering that a long time ago a friend told me that if you pick up a penny that is &#8220;tails up&#8221; it brings you bad luck, but if it is &#8220;heads up&#8221; then it means good luck.  I wonder where that superstition originated?  As for me, I think that any change found and picked up from the ground is good luck!</p>
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		<item>
		<title>The weekend is here!</title>
		<link>http://juliecallaway.com/2010/08/18/the-weekend-is-here/</link>
		<comments>http://juliecallaway.com/2010/08/18/the-weekend-is-here/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 12:39:40 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Culinary]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[General living]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=3</guid>
		<description><![CDATA[Well, after a long hard week at work, I&#8217;m glad the weekend is here! We&#8217;re going to go eat out at the local Ruby Tuesday for supper tonight. It will be a real treat because we don&#8217;t eat out very often. Money is tight, and the price of gas makes us think really hard about [...]]]></description>
			<content:encoded><![CDATA[<p>Well, after a long hard week at work, I&#8217;m glad the weekend is here! We&#8217;re going to go eat out at the local Ruby Tuesday for supper tonight. It will be a real treat because we don&#8217;t eat out very often. Money is tight, and the price of gas makes us think really hard about going anywhere. But, we are going to see a movie after the meal, so that makes me feel a little less guilty about going out &#8220;just to eat.&#8221;<br />
We are joining a few friends that we haven&#8217;t seen for a while; it will be good to catch up with them. I hate that we get so busy that we don&#8217;t get together as often as we used to. We need to try harder to keep in touch with them. Friends and family are what make life worth living!</p>
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		<title>Cell Phone Issues</title>
		<link>http://juliecallaway.com/2010/05/27/cell-phone-issues/</link>
		<comments>http://juliecallaway.com/2010/05/27/cell-phone-issues/#comments</comments>
		<pubDate>Thu, 27 May 2010 20:56:17 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology and Gadgets]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=182</guid>
		<description><![CDATA[I can&#8217;t wait for the end up June to arrive. I will then be totally done with my two year commitment with my current cell phone provider. I&#8217;m so tired of their B.S. and have wanted to sign up with another provider for such a long while now. The Internet will certainly come in handy [...]]]></description>
			<content:encoded><![CDATA[<p>I can&#8217;t wait for the end up June to arrive. I will then be totally done with my two year commitment with my current cell phone provider. I&#8217;m so tired of their B.S. and have wanted to sign up with another provider for such a long while now.</p>
<p>The Internet will certainly come in handy in finding which provider will have all the things that I need. A chore like this one could take some time and time is money, neither which I have much of these days.</p>
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		<title>The Tax Man</title>
		<link>http://juliecallaway.com/2010/04/17/the-tax-man/</link>
		<comments>http://juliecallaway.com/2010/04/17/the-tax-man/#comments</comments>
		<pubDate>Sat, 17 Apr 2010 20:50:03 +0000</pubDate>
		<dc:creator>Julie</dc:creator>
				<category><![CDATA[Computers and Internet]]></category>
		<category><![CDATA[Finances and Money]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://juliecallaway.com/?p=178</guid>
		<description><![CDATA[I am one of those people that waits until the very last minute to turn in my tax returns, so I have gotten used to the lines and the crowds at the Post Office come each April 15th. But I have to say that each year the number of people in the Post Office has [...]]]></description>
			<content:encoded><![CDATA[<p>I am one of those people that waits until the very last minute to turn in my tax returns, so I have gotten used to the lines and the crowds at the Post Office come each April 15th. But I have to say that each year the number of people in the Post Office has been on the decline. I imagine that it is because more and more people are doing their taxes online.</p>
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