Category Archives: Finances and Money

How to Lighten Your Load after Being Saddled With an Estate

Having been left with an entire estate, you can’t help but feel overwhelmed. You don’t have the financial resources to maintain this house, nor do you have the room to hang onto all the possessions found therein. Before putting the property on the market, it’s in your best interest to organize an estate sale and sell off the various items found throughout the house.

Contact an Estate Liquidation Firm

If you’ve never put together an estate sale, reach out to a local estate liquidation firm. After touring the property and appraising the deceased’s possessions, these seasoned experts will set fair prices for all the items you wish to sell and subsequently tag and advertise your goods. Additionally, if they come across any items that are particularly valuable, they may recommend that you sell them at an antiques auction and make a substantial profit.

Getting stuck with an entire estate can often prove stressful. Even if the deceased had good intentions in leaving you his estate, your financial situation may prevent you from being able to hang onto it. Fortunately, an experienced estate liquidation firm can help lighten your load and make you some money in the process.

When We Need to Buy a New Roof

roof (free clip art)

roof (free clip art)

The last house we lived in was brand new when we bought it. We had only lived in it for about twelve years before we had to hire some Columbus roofers to come out and replace the roof. There was supposed to be a twenty-year guarantee on the shingles, but they were terrible, brittle, and broke off easily. Obviously there was something wrong with those shingles. When we tried to collect on the warranty we found out that the company had gone out of business, so we were stuck with no recourse and ended up having to foot the bill for the entire replacement! That was an expense that I was not happy about incurring!

When we first moved here nine years ago, I was quite concerned that we were going to need a new roof soon. My husband kept assuring me that the roof was in fine shape. The house is as old as the one we had just before this one, and I don’t know if the roof is the original one or not. Every spring I mention to my husband that I’m worried about the roof, and every spring he assures me that it is fine.

I think that when it is time to replace this roof that I would like to look into something other than asphalt tiles. Maybe a metal roof, or those tiles that look like they are made out of some kind of red clay. I don’t know what that type of tiling is called, but I think it is really nice looking. I just have a gnawing feeling that we could probably get some kind of roofing that does a better job of insulating the house than the asphalt tiles currently do.

One of the things I like about metal roofs is that snow slides right off of the roof, so you never have to shovel snow off of it! But when it rains, sleets, or hails, it is really loud inside the house! I don’t know if adding insulation in the attic would help to muffle all of that noise. I hope that when we do have to buy a new roof, that we can find something that I like that is easy maintenance, energy efficient and affordable!

Traumatic Brain Injuries

Traumatic Brain Injuries

Traumatic Brain Injuries

A Traumatic Brain Injury (TBI) is one which occurs as the result of an external force, sometime after birth. The causes and effects of TBIs can be as varied as the people who sustain them – although there are obviously certain activities which carry a greater risk of head injury. The symptoms can also vary from person to person.

Causes of TBI

The most common causes of traumatic head injuries include:

  • falls
  • road traffic accidents
  • violence
  • sports injuries
  • explosive blasts and/or other combat injuries

Only some of these will be preventable.

If you cycle, ride a motorcycle, or take part in any winter or extreme sports such as skiing, snowboarding, skateboarding, or BMXing, for example, it is vital that you always wear an appropriate, and well-fitting helmet. Studies consistently show the benefit of wearing helmets.

  • Wearing a cycle helmet can reduce the risk of brain injury by up to 88%, and the risk of injury to the upper and mid face by as much as 65%.
  • Motorcycle helmets are estimated to reduce the risk of head injury by around 72%.
  • Wearing a helmet whilst skiing could reduce the risk of head injury by between 21 and 45%.

Symptoms of TBI

One thing that is important to remember with brain injuries is that the level of external head injury is not always indicative of the damage that may have occurred within. If you, or someone close to you, has suffered a head injury, there are some very important signs to look out for in the days immediately following:

  • Any loss of consciousness – in fact if there was a loss of consciousness at the time of the accident, NHS advice is to visit your doctor as soon as possible to get checked out.
  • Vomiting – it is not unusual to feel nauseous or to vomit after a blow to the head, but if the nausea and vomiting do not reduce in frequency or intensity over the day or so following the accident, it is time to seek medical attention.
  • Clear fluid – if you notice clear fluid leaking from the nose or ears, you must visit A&E immediately. This could be cerebrospinal fluid, and could signify severe injury.
  • Excessive blood loss – as with any injury, blood loss can lead to shock and other problems, so you must always get it seen by a doctor, particularly if the blood is not clotting or slowing.

Other symptoms that indicate you may need medical attention include fits, seizures, loss of hearing or speech, memory loss, or a difficulty staying awake.

If in doubt, always see a doctor after any head injury, even if you’re not sure that it was that severe – it is always better to be safe.

A brain injury can be life changing, and sometimes it may have been sustained as the result of an accident that was not your fault. If this is the case, and you wish to research your legal options, have a look on the Free Legal Advice Centre, whose video-based site offers many resources.

 

 

Cell Phone Issues

I can’t wait for the end of October to arrive. I will then be totally done with my two year commitment with my current cell phone provider. I’m so tired of their B.S. and have wanted to sign up with another provider for such a long while now. The Internet will certainly come in handy in finding which provider that will hopefully have all the things that I need and want. A chore like this one could take some time and time is money, neither which I have much of these days.

Cushions and pillows

Yesterday I had to drive my parents to work – neither one of them felt well enough to drive, and they needed to go in for a couple of hours. So while I was waiting for them to finish up what they needed to do I took their car over to Costco to fill up the gas tank, and then I saw a Hancock Fabric store next door. Well, I have been looking for some pretty and reasonably priced fabric to make some slip covers for the cushions and pillows in the family room, so I thought that I’d drop in and take a look at what they have on their clearance table. I saw a lot of really nice fabric, but also saw that they have a discount day twice a month, so I think I’ll come back on a discount day and do some serious shopping!